Since 1980, the expertise and ingenuity of Bill Ward and his sons, Bill Ward, Jr. and Tom Ward, have resulted in more than $1 billion in funding for resort developers. During its 19 year history, Ward Financial Company ("WFC") has structured fundings for its clients for every imaginable definition of timeshare resorts as well as campgrounds, RV parks, land lots, hotels, etc. Ward Financial has also secured fundings for non-U.S. based projects including construction and receivable loans for Mexico, Canada, and Aruba. Receivable financing has been arranged for timeshare resorts in Saint Marten and St. Lucia. Projects currently under consideration are located in a variety of locations throughout the Caribbean, Mexico and Western Europe.
WFC is an active member of ARDA and has been an exhibitor at ARDA's Annual Convention every year since 1982. Bill Ward also served on ARDA's Board of Directors from 1992 to 1994.
WFC has also been active in financing a broad range of commercial real estate projects such as hotels, shopping centers, office buildings and specialty real estate. A number of resort hotels were included among WFC's loan placements for the lodging industry.
WFC's consistent record of success has been due largely to the "value added" factor provided by WFC to both borrowers and lenders alike. In each funding, WFC has to effectively satisfy both sides of the transaction by providing the borrower what they need while still structuring a prudent loan for the lender.
Samples of "value added" features provided to the borrowers are:
The expertise of WFC's staff assists the borrower
in developing a loan structure that is realistic
Detailed awareness of the lenders' programs
frequently enables WFC to negotiate more attractive
By maintaining close relationships with most
all active resort lenders, WFC is able to accurately
The loan request submitted to the lender has
been extensively underwritten by WFC so that, to a
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